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Rachel Reeves targets Canada-style pension model in UK

07 Aug 2024 2 minute read
Chancellor Rachel Reeves. Pic: Dominic Lipinski PA

The Government is considering consolidating local government pension schemes to pool their £360 billion of resources into a model similar to that of Canada.

Chancellor Rachel Reeves is meeting representatives of the so-called Maple Eight group of Canadian retirement funds in Toronto on Wednesday.

Funds like the Ontario Teachers’ Pension Plan and the Canada Pension Plan are significant infrastructure investors, from which Ms Reeves has said she wants UK schemes to learn.

England and Wales’ local government pension scheme is fragmented into 86 individual funds, across about six million members.

Infrastructure 

Ms Reeves said: “The size of Canadian pension schemes means they can invest far more in productive assets like vital infrastructure than ours do.

“I want British schemes to learn lessons from the Canadian model and fire up the UK economy, which would deliver better returns for savers and unlock billions of pounds of investment.

“We’re already beginning to see schemes announce plans to invest. That’s a vote of confidence in our work to fix the foundations of the economy, rebuild Britain and make every part of our country better off.”

Ms Reeves has already announced that she will review the sector, looking to find ways to boost investment in the UK and deliver higher returns for people’s pension pots.

In her first Mansion House address she will set out how it can work with regulators to grow, and possibly consolidate.

Investment firms including Legal & General, Aviva and Phoenix have welcomed the industry review, which was announced in July.

Last week Phoenix and Schroders launched their Future Growth Capital co-investment fund, designed to invest up to £20 billion in the UK over the next decade.


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Gary H
Gary H
3 months ago

Here’s the first test for Eluned Morgan. A great idea to have a combined fund, but a fund of the combined Welsh pension pots to benefit Welsh infrastructure.

Evan Aled Bayton
Evan Aled Bayton
3 months ago

What is there to invest in in the UK? We have very little manufacturing or mining and subsidised agriculture.

Jen
Jen
3 months ago

Rachel Reeves needs to understand the teachers’ pension ‘fund’.
I hope someone is explaining to her that if she fully funds the pay review recommendations on teachers’ pay (which she should) then she has to pay the increase pension rates. Sadly I think that bill will be dumped on local authorities.

William Robson
William Robson
3 months ago

Has anyone noticed big things are harder to control and with mediocre management seem to fail quite easily and consume lots of money.
Look at the railways and British government run pension schemes. How about trimming civil and public pensions to living wage levels available at normal retirement age

Peter
Peter
3 months ago

Amazing that public servants private pension is index linked no matter what, but pensioners solely on receiving state pension have no such guarantee.

A.Redman
A.Redman
3 months ago
Reply to  Peter

.. plus those that call it a benefit ! Check out those millionaires on Labour’s front bench!

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