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Discrimination concerns over move to cashless society

24 Oct 2024 4 minute read
Photo Peter Byrne/PA Wire

Chris Haines ICNN Senedd reporter

Senedd members criticised a “half-hearted, illogical and disappointing” response to calls to ensure vulnerable adults without bank cards can continue to pay in cash.

Carolyn Thomas, who chairs the Senedd’s petitions committee, led a debate following a Senedd inquiry prompted by a 2,500-name petition submitted by Mencap Cymru.

Ms Thomas raised the example of a young person who could not buy a rugby shirt with his birthday money because the shop was cashless.

The Labour politician said committee members also met Steven McGee, who was unable to go into a cafe and buy a coffee with cash.

She told the Senedd: “Just two examples of people being denied their basic rights to be financially independent and to socialise.

“This is very distressing for vulnerable adults striving to live independently.”

‘New barriers’

Ms Thomas, who represents North Wales, added: “We cannot allow the rush to embrace new technology to create new barriers that exclude people.”

Pointing to stats showing almost 40% of people still use cash once a week, she cautioned that the response to the committee’s report shows the issue is far from resolved.

She raised Mencap Cymru’s suggestion that the Welsh Government could use the public sector equality duty to require organisations in receipt of public funds to accept cash.

Ms Thomas urged businesses to display signs at their entrances clearly showing whether they accept cash to save people from humiliation, anxiety and distress.

The Conservatives’ Peter Fox raised the risk of members of society being “shut out” with an increasing number of businesses becoming card only.

‘Discrimination’

He said: “One young man with learning disabilities became so distressed when he was told he was unable to purchase a magazine that the police had to be called.”

Mr Fox pointed out that older people can also struggle to access digital payments.

Sioned Williams, who chairs the cross-party group on learning disability, criticised ministers’ “half-hearted, illogical and disappointing” responses to the committee’s recommendations.

She said: “It’s yet another example, unfortunately, of how changes and processes are put in place without consideration of the impact on disabled people.

“Because, in plain language, this is about discrimination.”

The Plaid Cymru politician emphasised: “This isn’t a matter of inconvenience … people don’t have a choice and this is having an emotional impact which is unacceptable.”

‘Fairness’

Rhys ab Owen, an independent, said: “Changing habits and technological developments can never be an excuse to ignore the needs of the people that we need to safeguard most.”

Hannah Blythyn recognised many of the powers are reserved to Westminster but she urged the Welsh Government to consider what more could be done.

Mike Hedges, a fellow Labour backbencher, supported the petition as he encouraged ministers to state that all public bodies should take cash.

Calling for choice, he said cash helps households budget and promotes careful spending.

The Conservatives’ Laura Anne Jones said: “While the move towards a cashless society may seem inevitable, it’s clear that it doesn’t work for everybody….

“This isn’t about halting progress, this is about ensuring fairness and compassion.”

‘Legal levers’

Plaid Cymru’s Heledd Fychan urged ministers to include offering a cash option in remit letters to arm’s-length public bodies such as the Arts Council of Wales.

In its response ahead of the debate on October 23, the Welsh Government said it does not have the legal levers to ensure all bodies in receipt of public funds accept cash payments.

Jane Hutt, Wales’ social justice secretary, committed to a meeting with Mencap Cymru, saying she would be keen to explore the public sector equality duty.

She told the Senedd: “I see this as a key social justice issue.”

Pressed on the impact of Transport for Wales’ new fine system on disabled people who may not be able to buy a ticket at railway stations, Ms Hutt said she would take up the issue.


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Nia James
Nia James
25 days ago

Sioned Williams is spot on. It is pure discrimination. I have raised this with many businesses lately. When I say that they are discriminating with their ‘card only’ policy, they either don’t respond or they say “no we are not, as we are an inclusive organisation” – whatever that means? There needs to be legislation enforcing companies and businesses to offer a cash payment system. If they don’t comply, then heavy fines should ensue.

Jack
Jack
25 days ago

Shops are entitled to be cashless. It’s up to them. It’s their business. Moving cash around is expensive for a shop for banking purposes. It’s not discrimination – it apllies to all potential customers. Nor reason at all for ‘heavy fines’.

Rob
Rob
25 days ago
Reply to  Jack

Shops also have to pay a Merchant Service Charge to the card issuer for each transaction. Also if someone refuses to accept a payment that is legal tender then the debt can be wiped.

Amos
Amos
25 days ago

The answer isn’t to force businesses to take cash. It should be possible to walk into a Post Office and have upto £100 cash loaded onto a free card for free no questions asked.

Karl
Karl
25 days ago

No logic to the rugby shirt example. Just transfer the money to their account or use other methods. Cash is horrid, glad when its gone.

hdavies15
hdavies15
25 days ago

So we’re all going to get herded onto the cashless society truck whether we like it or not. This is as much about freedom of choice as anything else. The fascistic “we know best” will do their best to rub out currency with all sorts of facile excuses and reasons while ignoring those who are left behind by so called progress. Then once we are all on board with the cashless project the hackers and other crooks will really make hay. On a more mundane level what happens when the electronics crash in the town or village ? A whole… Read more »

Linda Jones
Linda Jones
25 days ago

I worry about the implications of a cashless society when our access to money is controlled by AI.

A.Redman
A.Redman
24 days ago
Reply to  Linda Jones

It’s all about control . If personal control is taken away democracy goes with it!!!

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